Friday, December 27, 2019

Quotes from Dracula, Bram Stokers Horror Classic

Bram Stokers Dracula is a classic vampire tale. First published in 1897, the novel was influenced by a history of vampire myths and stories, but Stoker shaped all those fragmented tales to create a literary legend (that was just the start of what we know and understand about vampires in current literature). Even though stories like Polidoris The Vampire and Le Fanus Carmilla already existed at the time when Dracula was first published, Stokers novel--and his literary imagination--helped to spawn a new dimension in horror literature. Here are a few quotes from Bram Stokers Dracula. Quotes from Dracula I read that every known superstition in the world is gathered into the horseshoe of the Carpathians, as if it were the centre of some sort of imaginative whirlpool; if so my stay may be very interesting.- Bram Stoker, Chapter 1, Dracula Notes: The novel is written in the style of a journal, written by Jonathan Harker. Already, the author is playing upon preconceptions and superstitions, and leading us to expect something interesting, although what that might mean is not immediately clear. How does superstition figure into our perception (and fear) of vampires? Was this a customary incident in the life of a solicitors clerk sent out to explain the purchase of a London estate to a foreigner?- Bram Stoker, Chapter 2, Dracula Notes: Jonathan Harker is an everyman, a simple clerk who goes out to do a job and finds himself in the midst of a very-unexpected experience--foreign to his understanding. Hes a stranger in a strange land. As the Count leaned over me and his hands touched me... a horrible feeling of nausea came over me, which, do what I would, I could not conceal.- Bram Stoker, Chapter 2, DraculaWhen the Count saw my face, his eyes blazed with a sort of demonaic fury, and he suddenly made a grab at my throat. I drew away, and his hand touched the string of beads which held the crucifix. It made an instant change in him, for the fury passed so quickly that I could hardly believe that it was ever there.- Bram Stoker, Chapter 2, DraculaThe fair girl went on her knees and bent over me, fairly gloating. There was a deliberate voluptuousness which was both thrilling and repulsive, and as she arched her neck she actually licked her lips like an animal... I could feel the soft, shivering touch of the lips on the super-sensitive skin of my throat, and the hard dents of two sharp teeth, just touching and pausing there.- Bram Stoker, Chapter 3, DraculaI bent over him, and tried to find any sign of life, but in va in.- Bram Stoker, Chapter 4, DraculaBut, oh, Mina, I love him; I love him; I love him!- Bram Stoker, Chapter 5, DraculaOh Lucy, I cannot be angry with you, nor can I be angry with my friend whose happiness is yours; but I must only wait on hopeless and work. Work! work!- Bram Stoker, Chapter 6, DraculaThe man was simply fastened by his hands, tied one over the other, to a spoke of the wheel. Between the inner hand and the wood was a crucifix.- Bram Stoker, Chapter 7, Draculaa man, tall and thin, and ghastly pale... I crept behind It, and gave It my knife; but the knife went through It, empty as the air.- Bram Stoker, Chapter 7, Draculathere, on our favourite seat, the silver light of the moon struck a half-reclining figure, snowy white... something dark stood behind the seat where the white figure shone, and bent over it. What it was, whether man or beast, I could not tell.- Bram Stoker, Chapter 8, DraculaBetween me and the moonlight flitted a great bat, coming and going in great, w hirling circles.- Bram Stoker, Chapter 8, DraculaI dont want to talk to you: you dont count now; the Master is at hand.- Bram Stoker, Chapter 8, DraculaI am here to do Your bidding, Master. I am Your slave...- Bram Stoker, Chapter 8, Draculait will be for her sake, and I must not hesitate to ask, or you to act.- Bram Stoker, Chapter 9, DraculaAll over! all over! He has deserted me.- Bram Stoker, Chapter 9, DraculaThe whole bed would have been drenched to a scarlet with the blood the girl must have lost...- Bram Stoker, Chapter 10, DraculaNo man knows till he experiences it, what it is like to feel his own life-blood drawn away into the woman he loves.- Bram Stoker, Chapter 10, DraculaThe blood is the life!- Bram Stoker, Chapter 11, DraculaIf that were all, I would stop here where we are now, and let her fade away into peace...- Bram Stoker, Chapter 12, DraculaNot so! Alas! Not so. It is only the beginning!- Bram Stoker, Chapter 12, DraculaHe was very pale, and his eyes seemed bulgin g out as, half in terror and half in amazement, he gazed at a tall, thin man, with a beaky nose and black moustache and pointed beard...- Bram Stoker, Chapter 13, DraculaMein Gott! Mein Gott! So soon! So soon!- Bram Stoker, Chapter 14, DraculaThey were made by Miss Lucy!- Bram Stoker, Chapter 14, DraculaIn trance she died, and in trance she is Un-Dead, too... There is no malign there, see, and so it make it hard that I must kill her in her sleep.- Bram Stoker, Chapter 15, DraculaI shall cut off her head and fill her mouth with garlic, and I shall drive a stake through her body.- Bram Stoker, Chapter 15, DraculaThe sweetness was turned to adamantine, heartless cruelty, and the purity to voluptuous wantonness.- Bram Stoker, Chapter 16, Dracula Study Guide Dracula ReviewDracula QuotesQuestions for Study and Discussion Here are a few more quotations from Bram Stokers Dracula. You will, I trust, Dr. Seward, do me the justice to bear in mind, later on, that I did what I could to convince you to-night.- Bram Stoker, Chapter 18, DraculaWith his left hand he held both Mrs Harkers hands, keeping them away with her arms at full tension; his right hand gripped her by the back of the neck, forcing her face down on his bosom. Her white nightdress was smeared with blood, and a thin stream trickled down the mans bare breast, which was shown by his torn open dress.- Bram Stoker, Chapter 21, DraculaAs he placed the Wafer on Minas forehead, it had seared it - had burned into the flesh as though it had been a piece of white hot metal.- Bram Stoker, Chapter 22, DraculaMy revenge has just begun! I spread it over centuries and time is on my side.- Bram Stoker, Chapter 23, Draculayou are but mortal woman. Time is now to be dreaded - since once he put that mark upon your throat.- Bram Stoker, Chapter 23, DraculaI on my part give up the uncertainty of eternal rest and go out i nto the dark where may be the blackest things that the world or the nether world holds!- Bram Stoker, Chapter 25, DraculaAs I looked, the eyes saw the sinking sun, and the look of hate in them [the gypsies] turned to triumph. But, on the instant, came the sweep and flash of Jonathans great knife. I shrieked as I saw it shear through the throat; whilst at the same moment Mr Morriss bowie knife plunged in the heart.- Bram Stoker, Chapter 27, DraculaNow God be thanked that all has not been in vain! See! the snow is not more stainless than her forehead! The curse has passed away!- Bram Stoker, Chapter 27, Dracula Study Guide Dracula ReviewDracula QuotesDracula NovelQuestions for Study and Discussion

Thursday, December 19, 2019

The Bubonic Plague And The Renaissance - 865 Words

Chanah Leyah Oberlander Professor Bietry Survey of Modern History I 10 February 2015 The Bubonic Plague and the Renaissance The Bubonic Plague, also known as the Black Death, is believed to have originated in China and was brought to Europe in the mid 1300s by traveling merchants. Outbreaks of this epidemic traveled across the continent and spared no one; neither young nor old were immune to its deadly powers. Its rapid spread decimated nearly half of the European population during a short period of less than 15 years. The plague dramatically affected all facets of everyday life, causing upheaval politically, socially, and economically. As people abandoned their friends and families and fled to the countryside, hoping to be spared, an extreme breakdown in social order ensued. Livestock and crops were left untended as men died, causing famine to begin spreading as well. Many people accused the Jews of causing the spread of the disease by poisoning the wells and thousands of Jews were massacred by angry mobs in cities such as Cologne and Mainz. Additionally, many of the masses lost faith in religion after witnessing the failure of their prayers and the death of so many clergy. Dissatisfaction with the church later led to reform movements that eventually broke apart the unity of the Catholic Church. The economy was also greatly impacted by the spread of disease with the near halt of trade; for it became both difficult and dangerous to produce and obtain goods. PricesShow MoreRelatedEurope and the Black Death Essay1541 Words   |  7 Pagesestimated that this unidentifiable disease killed â€Å"more than 20 million people in Europe–almost one-third of the continent’s population,† by the 1350’s (Black Death). Now in today’s society scientists classify the unidentifiable disease as the bubonic plague, also referred to as the Black Death. During fourteenth century European-society, there was no logical medical knowledge; instead, people resorted to supplementary explanations, such as God punishing misbehaving religious groups and sinners (BlackRead MoreThe Black Death : The Bubonic Plague Of The Thirteen Thousands Swept Through Europe Essay1298 Words   |  6 PagesTaylor Hurst Dr. Reedy College English 13 October 2016 The Black Death The bubonic plague of the thirteen hundreds swept through Europe, claiming the lives of one-third of its population in merely three years. This was the most horrific epidemic the world has seen to date. Poor sanitation practices, improper burial of corpses, and insufficient systems for waste removal were important factors in allowing the plague to manifest (Byrne 31). Infected fleas and rats, brought by trade ships and theRead MoreThe Black Death And Its Effect On Medieval Europe1297 Words   |  6 Pages​The Black Death had profound effects on Medieval Europe. Although most people did not realize it at the time, the Black Death had not only marked the end of one age but it also denoted the beginning of a new one, namely the Renaissance. Between 1339 and 1351, a pandemic of plague called the Black Death, traveled from China to Europe affecting the importance of cities, creating economic and demographic crises as 2/3rd of the European population was eradicated. ​ In the beginning, the Italian townRead MoreDemise of Feudalism Essay717 Words   |  3 PagesDemise of Feudalism There were numerous factors involving the demise of Feudalism in Europe. All the different small problems added to the confusion and replacement of feudalism by The Renaissance. The concentration of power in the hands of a few was always a great disruptive force in the feudal system. The rise of powerful monarchs in France, Spain, and England broke down the local organization. One of the determining factors in the downfall of feudalism was the Hundred Years War. Read MoreEssay on Black Death with Wings of Light1479 Words   |  6 Pagesdeathliest plagues that ever struck mankind, the Black Death? This song describes the main symptom of the Black Death, which is the formation of infected black rings on skin. The Black Death is a disease that first arrived in Europe in 1347 through a ship with rats and fleas contaminated with Yersinia pestis bacteria. This bacteria has the capability of taking one’s life within 48 hours (MedicineNet). In 1340s, the plague victimized countless numbers of people. Fortunately, the plague temporarilyRead MoreThe Late Middle Ages : The Age Of Discovery And Innovation1224 Words   |  5 PagesThe Late Middle Ages were characterized by both periods of decline and periods of transition into the Renaissance. Therefore, if only viewed through some aspects, the overall quality of the Late Middle Ages can be interpreted in vas tly different ways. When all events are taken into account, it is evident that even though there were periods of extreme decline and cultural deficiency, numerous events helped transition Europe into an age of discovery and innovation. The Late Middle Ages are sometimesRead MoreThe Epidemic Of The Bubonic Plague1226 Words   |  5 Pages Currently the bubonic is not that common but is still infecting a small portion of the earth. The Bubonic Plague is an infectious disease caused by the bacteria Yersinia Pestis, a zoonotic bacteria, usually found in small animals and their fleas. It is transmitted between animals and humans by the bite of infected fleas, direct contact, inhalation and rarely, ingestion of infective materials. Locations The second pandemic, widely known as the Black Death or the Great Plague, originated inRead MoreHumanism And The Renaissance Era940 Words   |  4 PagesQuestion #1 Humanism in the Renaissance Era was the notion that only the Human existence is what mattered. It rejected all aspects of the medieval era, a millennium, obsessed with all things Christian, God, and Faith driven. I partial agree with this statement; Humanism in the Renaissance Era was the notion that only the Human existence is what mattered. It rejected all aspects of the medieval era, a millennium, obsessed with all things Christian, God, and Faith driven. I believe the peopleRead MoreEssay on The Black Death1392 Words   |  6 PagesThe Black Death   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   It is impossible to discuss Europe’s history without mentioning the Plague of 1348, also known as the Black Death. The Black Death reached Italian shores in the spring of 1348. The presence of such a plague was enormously devastating making its mark in unprecedented numbers in recorded history. According to records, it is estimated to have killed a third of Europe’s population. The Black Death was caused by bacteria named Yersinia Pestis. This germ was transferred fromRead MoreThe Plague Of The Bubonic Plague825 Words   |  4 PagesThe Plague Discussion Questions The Black Death was an epizootic bubonic plague, a disease caused by the bacterium of rodents known as Yersinia pestis. The bubonic plague overwhelming effects of European history. The Black Death was considered one of the most â€Å"devastating pandemics† in human history. Whom Did the Black Death Affect The Black death affected mostly Europe. â€Å"The disastrous mortal disease known as the Black Death spread across Europe in the years 1346-53.† (Paragraph 1) â€Å"By the end

Wednesday, December 11, 2019

The Impact of Communication in Everyday life free essay sample

What type of communication are there in your organization? Media for communication Types of communication Barriers of communication Tips for overcoming barriers Personal life communication/barriers/overcoming barriers Educational institution/ Recommendation/betterment/suggestion Effective communication in organizations involves a commitment from the top down to communicate effectively. Its as simpleand as complexas that. Organizations that communicate effectively expect strong communication from managers to employees, provide training and coaching to managers to help build their ommunication skills, have ample communication tools for use by managers and employees, and measure the effectiveness of their communication efforts. Communication From Managers to Employees When senior leaders and managers in an organization are held accountable for effective communication, the difference will be measurable. Setting the stage for managers to communicate with employees openly and honestly can make a big difference. Managers who are effective communicators should be recognized and rewarded, those who are not should receive the appropriate feedback and asked to make improvements. We will write a custom essay sample on The Impact of Communication in Everyday life or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Not all managers are automatically equipped with the skills they need to be effective communicators. For effective communication in organizations, managers need to have access to training and coaching to first understand the communication expectations the organization has of them and to improve skills when necessary. Training can be one-on-one, in classroom settings and increasingly online or through webinars. A wide range of training materials and information is available at little and sometimes at nocost. Communication Tools Years ago face-to-face communication was the only option for organizations. Today many options exist ranging from face-to-face, which is still the most effective form of communication, to telephone, to email to online forums and social media. Organizations should ensure that managers and employees are aware of the tools available to them and how to use them effectively. Communication Effectiveness The old phrase you cant manage what you cant measure is especially true when it comes to communication. Effective communication in organizations involves first establishing a baseline for performance, then identifying areas for improvement, hen implementing improvement actions and then measuring again. Its a cycle that should be repeated regularly and the information attained should be shared widely with managers and employees alike. Honesty Even During Tough Times Even during tough times organizations must be committed to open and honest communication. Sometimes they are Judged most harshly by employees during these times so a commitment to sharing information, even when the information is negative, can go a long way toward establishing a foundation of solid communication and trust. Communication Strategies in an Effective Organization Communication is a critical function in organizations, from the very small to the very large. Even one-to-one communications can be fraught with challenges and misunderstandings. By communicating purposefully and focusing on results and relationships, businesses can leverage effective communication strategies to generate solid results with multiple audiences. An open communication environment is one in which all members of the organization feel free to share feedback, ideas and even criticism at every level. Leaders who are committed to open communication build an environment of trust that can be the foundation for success. Inclusive An inclusive communication strategy is one in which explicit steps are taken to ensure that all employees feel they are involved in decisions that affect their day-to- day work. Organizations with a secretive communication environment shut people out, which can stifle involvement and result in lost ideas and opportunities. Employee involvement is a key factor that affects employee satisfaction and success. Two-Way Communication should never be one-wayeither from the top-down or the bottom- up. Effective communication strategies involve two-way communication, or conversations, between members of the organization. Companies whose managers successfully engage employees in conversations about their work, their ideas and their perspectives on issues related to products, services, customers and the business environment develop a culture of inclusiveness that generates results. Results-Driven Business communication should be results-driven and strategically focused on achieving measurable results. Organizations need to think about what employees need to know to do their Jobs effectively, to interact with customers effectively and to serve as ambassadors outside of the organization. Effective communication isnt Just ice to do; its need to do. Multi-channeled Effective organizational communicators know that messages need to be delivered multiple times in multiple ways to have the most impact. Employee communication needs and preferences differ, different messages require different methods and busy business environments can mean that messages get lost. Using multiple channels to communicate with various audiences will increase the odds that communications are received and understood. Secret to Effective Communication in Organizations Effective communication in organizations requires, first, the recognition that ommunication is critical and, second, a commitment to ensuring that everybody in the organization from the top down has the skills, tools and resources to communicate effectively. Commitment from the Top If there is one big secret to effective communication in organizations, it is that the commitment must come from the top. The CEO and senior leadership team set the expectation for effective communication through their commitment to open, honest and timely communication. Their actions, behaviors and messages send a strong message to employees about the tone and tenor of communication in the organization. Without commitment from the top, even the most skilled of corporate communicators will be unsuccessful. Positive Role Models Direct supervisors and managers have the greatest influence and impact on employees. Managers who are trained in the use of effective communication with employees and who serve as positive role models make a strong impression. Employees will emulate the style and tone in communication that they receive from their managers. Trainingwhether in-person, online or through resources such as books and Journal articlesis essential. Few people are natural communicators; they eed training and education to help them improve their communication skills. Clear Expectations for Employees Organizations should not assume that employees will know whats expected of them when it comes to communicating with each other, their subordinates or managers. Clear expectations conveyed in policies, handbooks and through direct communications can help employees avoid innocent mistakes that dont reflect company culture. Many rules of communication are unstated. For instance, is it 0K for employees to go directly to department heads or their boss boss with comments or questions? Is email preferred over face-to-face, or vice versa? The answers to these simple questions can help communication flow smoothly and avoid unnecessary misperceptions and frustrations. Multiple Tools to Meet Varied Needs Because employees generally work in varying types of environments and have different Jobs requirements and expectations, multiple options for communicating with and receiving communication from colleagues, managers and subordinates is important. Todays technology allows companies to offer both traditionalin-person, telephone and newsletterand online options for communicating with employees, as ell as for two-way communication. Alignment and Consistency in Messages who hear different messages from supervisors than through company communicationsfor example, in newsletters or intranet siteswill be at best confused and, at worst, disillusioned. Carefully planned communications take into consideration both the order and timing of communication to ensure that the right people hear the message first and to ensure that the right, and consistent, message flows effectively from the top to the bottom of the organization. How Can Communication Barriers Affect Organizations? Effective communication is integral to the success of any organization. This is especially true in smaller organizations that usually rely on a smaller workforce to produce results. Top-down, horizontal and bottom-up communication flows are all important as every level of the small business needs to function with consistent objectives, strategies and focus. Inaction One of the biggest effects of communication barriers in businesses is that it causes employees to fail to deliver on requested directives. According to Better Communication Results CEO Lee Hopkins, a weak delivery of a message can cause the ntended receiver to fail to act. This weakness can mean the receiver is uncertain about the request. Often, it can mean the sender has failed to present the request in a way that motivates the receiver to take immediate action and perform up to par. Misinterpretation Misinterpreted messages are also an effect of communication barriers in many large and small businesses. While this can stem from poor communication efforts by the message sender, the Management Study Guide website also discusses two common barriers that can lead to misinterpretation. Language and communication differences re common as companies become more diverse. Additionally, noises and distractions in the work environment can cause confusion during the reception and interpretation of messages. Bad Work Relationships Several common communication barriers can lead to disengaged and even conflicting relationships among colleagues, or between supervisors and subordinates. However, a barrier commonly tied to this negative affect is emotions. When a workplace becomes overly affected by the emotional state of one, a few or several workers, in can significantly affect the ability of people to work together. A supervisor who routinely expresses negative emotions can overwhelm workers. Co-workers who routinely project emotional outbursts can create hostile working relationships. Improperly structured organizations and communication processes and several other common barriers can ultimately contribute to an environment in which employees generally lack knowledge about the company, its products and their Jobs. This can contribute to poor production, creativity and results within the organization. It can also lead to poor communication and ineffective results during interactions with lients or customers. Top management should take on the responsibility of making certain each employee has knowledge to do his Job. Main Barriers to Communication There are many barriers to communication that exist in any organization, but some are more pervasive and more common than others. Barriers can be environmental or personal and may include such things as noise (real or internal), bias, cultural differences or even differences in roles, or levels of authority, within the organization. Noise Noise can be either internal or external. Internal noise represents the internal self- alking that we all do, such as thinking about things that need to be done, wondering about what the other person is thinking about, or thinking about what well do when we go home for the evening. Our internal contemplations can keep us from being entirely focused on the conversations were involved in at that moment. In addition to internal noise, we can also be impacted by external noise, or literally the noise around us. External noise can include other conversations, traffic noise or anything that interferes with our ability to maintain focus. Culture Culture can be a significant impact on communication. Some cultures are open and supportive of input from employees and a two-way flow of communication. Other cultures are more top-down; leaders convey messages but dont seek out input from staff, or often even customers. Culture can represent a barrier to communication when it keeps communication from happening or when employees communicate the information and input they feel they are expected to communicate, and not what they really believe. Role Role conflicts can create barriers to communication in organizations, particularly when they involve interactions between subordinates and superiors. Regardless of ow open managers and senior leaders believe they are to employee input, employees are often hesitant to share their honest insights, especially when those Management for Small Business, says that small businesses are in a better position to deal with this barrier since relationships between employees and business owners can be more casual and less hindered by bureaucracy than in larger organizations. Bias Whether we recognize it or not, we all suffer from various biases. These biases can interfere with communication both when were sending and receiving messages. Biases can be based on our preconceived beliefs (e. . millenials dont respond well to criticism) or based on impressions we form of people as we interact with them. When communicating with others, its important to be aware of, and to work to overcome, these biases. While misinterpretation may happen most commonly in email interactions, it can also occur over the phone or in face-to-face conversations. When interacting with others, we may Jump to conclusions or misinterpret something theyve said. These misinterpretations then color our own responses and beliefs. It is important to be sure that the meaning behind your communication is clearly and accurately nderstood. When in doubt, ask for clarification. How Communication Barriers Impact Organizations Communication barriers are frequent occurrences in any organization, and small businesses are no exception. Sometimes, the barrier is subtle and only mildly disruptive. For example, perhaps a supervisor has difficulty motivating her team because of the geographic distance among team members. Other times, barriers create a breakdown of the company, as was the case with the lack of transparency and truthfulness between Enron and its shareholders. Communication impediments can affect a small business in several ways. Identification Communication barriers include any breakdown or impediment that concerns relaying information. Such communication may occur between workers or within a structural system. One example of a barrier is a lack of trust between a manager and her subordinates. This inhibits the open relaying of information, thereby creating the potential for differing expectations and misunderstandings. Barriers may also prove more tangible, such as an antiquated ordering system that fails to update deliveries in real time. This impediment would prevent streamlined communication among departments within an organization. Vision and Mission Kathleen Rhodes, author of the book, Business Communication: Process and Product, explains weak language skills, confusing the message by using different words to mean the same thing and physical distractions all inhibit the free flow of information. Overcoming these barriers requires the management team to hold company-wide meetings, infuse employee orientations with the groups mission and welcome feedback at all levels of the organizational chart. Working through communication issues improves the likelihood that employees will be satisfied with the companys goals. Employees disinterested in the overall success of the company because of poor communication are more inclined to pursue other work opportunities and will probably take little interest in improving their skill sets. Customer Service Communication barriers can devastate a companys customer service division. These barriers include dismissive, rude employees, poor customer service ordering techniques and failure to relay order information to the appropriate parties such as delivery warehouse employees and the accounting team. In her book, Customer Communications, Maggie Jones explains that overcoming communication barriers inges on decoding the customers information successfully. Jones explains how gaps occur when groups make erroneous assumptions about the decoding process. For instance, a customer may assume the package will arrive in less than a week, whereas the representative knows deliveries typically arrive in two weeks. This lack of communication can create frustration and customer dissatisfaction. Production The production process may suffer due to communication barriers within an organization. Charles McConnell, author of the book, Management Principles for Health Professionals, states that formal and informal communication processes may mpact production. Whereas formal communication explains the process in training manuals, directives and bulletins, informal communication relates to rumors and information that may or may not be true, but is nonetheless passed between workers. Barriers in communication can create inefficient production or even Jarring halts in work flow. For instance, if a group of employees believe they may lose their jobs, yet they receive no information from the management team, their fear could transform into apathy and disinterest. insights may be perceived as critical. Lin Grensing-pophal, author of Employee

Tuesday, December 3, 2019

Credit Score Essay Essay Example

Credit Score Essay Essay Thesis Statement: Credit scores are a fair measure to help lenders estimate potential risk. Thesis Statement: Credit scores are a fair measure to help lenders estimate potential risk. IThere are many different companies that specialize in credit scores. Some of these companies include Experian, Transunion, and Equifax are the three most popular credit bureaus in use today. A. Equifax – most up to date information, information good format and easy to understand B. Experian – very reliable information can be old data that is being used to estimate score. Not updated regularly and site is user friendly C. Transunion – very out of date information and site was hard to navigate with very confusing information D. Talk about different information that is on site II Each credit bureau finds and handles their information differently and each creit bureau has their own formula for defining a persons credit score. A. The generalized factors B. each bureaus individual factors C. how to boost those factors to help your score III For most people the idea of a credit score is daunting because until recently credit scores have not had such an impact on peoples borrowing. A. discuss what score actually is B. Who uses the scores C. ways to protect yourself against a bad score IV Recently with the newfound importance of a persons credit score, there have been issues with people falsely obtaining lines of credit using other peoples information A. discuss fraud and identity theft B. ow to find out if you have been a victim C. how to correct then protect yourself in the future V With the wide varitey of information that lenders do use to estimate a persons potential risk and the amount of information that is used to compute a persons credit score, it can be said with relief that a persons credit score is a fair measure when a lender is looking at an individuals risk potential. A. overview what is credit score made of B. how is information portrayed c. review quick how to find yourself and keep informed We will write a custom essay sample on Credit Score Essay specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Credit Score Essay specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Credit Score Essay specifically for you FOR ONLY $16.38 $13.9/page Hire Writer